Timeless Toccoa · Wedding Planning

Event Liability Insurance
A Simple Guide

Everything you need to know — done in under 15 minutes

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We require all couples to carry a one-day Event Liability Insurance policy for their wedding at Timeless Toccoa. Don't let this stress you out — it's simple, affordable (typically $75–$175), and takes about 10 minutes to complete online. This guide walks you through everything step by step.

What You Need to Do

1

Choose a provider

Pick any of the recommended providers below. All are reputable, widely accepted, and offer instant online policies. WedSafe and The Event Helper are the most popular for weddings our size.

2

Get a quote & purchase your policy

Enter your event date, location, expected guest count, and coverage amount. You'll need a minimum of $1,000,000 in general liability coverage. Most policies at this level cost $75–$175 for a single day event.

3

Add Timeless Toccoa as Additional Insured

This is the most important step. When prompted, add the following as an Additional Insured on your policy:

Lee Hoagland, LC Legacy Management LLC, and Timeless Toccoa LLC
87 Riverview Circle, Blue Ridge, GA 30513

4

Send us your Certificate of Insurance

Once purchased, download your Certificate of Insurance (COI) and email it to us at TimelessToccoa@icloud.com at least 30 days before your event. Your provider will send it to you instantly after purchase.

Recommended Providers

WedSafe
wedsafe.com
~$75–$130
Most popular for weddings. Fast online quote, instant policy. Highly recommended.
The Event Helper
theeventhelper.com
~$66–$150
Simple and affordable. Great for smaller weddings and elopements.
Markel Insurance
markelinsurance.com
~$75–$175
Well established insurance company. Comprehensive coverage options.
Travelers Insurance
travelers.com/weddings
~$100–$175
Large national insurer. Good option if you want extra peace of mind.

What Your Policy Must Include

Frequently Asked Questions

Why do I need event liability insurance?

Event liability insurance protects both you and the venue in the event of accidental property damage or guest injuries during your wedding. It's standard practice at virtually every professional wedding venue and protects everyone involved.

How much does it cost?

For a wedding at our venue most couples pay between $75 and $175 for a one-day policy. The exact cost depends on your guest count and coverage level selected.

Is this the same as wedding cancellation insurance?

No — they are different products. Event liability insurance covers accidents and damages at your event. Wedding cancellation insurance (optional, not required by us) covers you if you need to cancel or postpone your wedding due to unforeseen circumstances like illness or weather.

How do I send you the certificate?

Once you purchase your policy, your provider will email you a Certificate of Insurance (COI) instantly. Simply forward that email or PDF to TimelessToccoa@icloud.com at least 30 days before your wedding date.

What if I have questions about the policy?

Don't hesitate to reach out — we're happy to help. We can also confirm whether your policy meets our requirements before your event date.

Questions? We're here to help.
Reach out anytime at TimelessToccoa@icloud.com and we'll walk you through the process. Our goal is to make every part of your wedding planning as stress-free as possible. 🏔️